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Find the right Medicare health coverage for you. Get Your Quote!
Your Local Guide to Medicare Coverage.
Be confident in your Medicare coverage plan.
Whether learning about your individual options or guiding your family member, rest assured you’ll receive more value by working with a local Medicare insurance agent rather than shopping through thousands of online carriers and self-quoting services.
Your financial and medical needs are our priority when finding a health plan with low to no-cost copays or deductibles. Our agents help find options that fit your needs and budget with our close connections to top Health Insurance carriers.
Option 2
Medicare Supplement Insurance Offered by private companies
Additional Monthly Premium for Supplemental Plan and Additional Monthly Premium for Part D
Option 3
Medicare Advantage
Offered by private companies
Possible $0 Monthly Premium
HMO or PPO option available
Our agents are available to educate you in order to avoid the common misconceptions of Medicare enrollment.
Common misconceptions include:
- You can enroll in Medicare whenever you want.
- Medicare covers everything.
- Medicare costs the same for everyone.
- If your spouse is enrolled in Medicare, you are automatically enrolled too.
- Medicaid and Medicare are the same.
- Medicare is free since I worked for it my entire life.
Free Medicare Guide
Enter your name & email to get answers to six key Medicare questions so you don’t get put on the wrong plan.
The Coverage2Care Process:
Connect
A local, bilingual agent will connect with you to uncover your specific needs. Your personal agent is available to educate and guide you throughout the entire process. Free of charge.
Compare
After assessing your requirements and budget to find the best plan to suit your needs, your local agent will help you compare coverage plans from top Medicare insurance carriers.
Covered
Our agents guide you to the finish line of the Medicare enrollment process and want you to feel confident about your choice. It’s that easy.
Free insurance quotes when you contact your local agent:
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FAQs
Unfortunately, Medicare is not free. Since there are two components to Medicare let’s take a look at each cost.
Medicare Part A: This is usually at no costs to average Medicare recipient IF you have worked the designated 40 quarters (about 10 years) working in the United States. You could “pay” to catch up if you did not work your 40 quarters and you can speak directly to Social Security to find out more information.
Medicare Part B: The Average American pays $164.90 for the calendar year 2023 but can also be as high as $560.50 per individual. This premium can change every year and is income dependent meaning there is a chance you pay more (or less) depending on how your income looked two years ago.
For more information on costs for Medicare Part A or Part B visit https://www.medicare.gov/basics/costs/medicare-costs
Generally, most people get Medicare Part A and Part B at age 65. There are a few exceptions such as being deemed disabled by Social Security for two consecutive years or other scenarios that could get you Medicare Part A and Part B before the age of 65.
Remember, Part A covers Hospital coverage and Part B covers Medical ONLY. Plus, there are deductibles and 20% coinsurance associated with them.
It does NOT cover medications, dental, or vision either. It is important to discuss your options with a licensed Coverage2Care agent that can educate you with not only your options but how to avoid penalties such as Late Enrollment Penalty for Part D or how to maximize your coverage.
When you pay your Medicare Part B premium of $164.90 that goes to the Federal Government NOT the insurance carrier. If there are any premiums associated with your insurance carrier, then that premium would go to them. For example, you have a Medicare Advantage plan with United Healthcare of $10 per month. Then your total monthly premium would be as follows ($164.90 (Federal Government) + $10 (United Healthcare) for a total monthly premium of $174.90.
The late enrollment penalty is an amount that can be added to your Medicare drug coverage (Part D) premium. You may have to pay a late enrollment penalty if at any time after your Initial Enrollment Period is over, there’s a period of 63 or more days in a row when you don’t have Medicare drug coverage or other creditable prescription drug coverage.
No. You’ll generally have to pay the penalty for as long as you have Medicare drug coverage.
Yes, if you disagree with your penalty, you can request a review (generally within 60 days from the date on the letter). The reconsideration request form may be filled out with proof of creditable coverage to be reviewed.
Be confident in your Medicare coverage plan.
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Willard Faust
Daniel listened to my needs wants and answered my questions in a way that I could understand. If I didn’t understand something then he took the time to try and get me to understand what he was saying. I got good quality insurance for a good price. Daniel was very professional and down home friendly. Since the time that I bought my Insurance I have called or Email him and have gotten the answers that I needed.
Lupita Fuentes
I was referred to Mr. Daniel Rodriguez by a personal friend of mine. He explained everything in detail and was very professional in guiding me through the process. I appreciate his attention to several issues that would be beneficial to me. I would highly recommend him to anyone who’s ready to retire and get the best that you need for the future. I called him one day and he was headed to a meeting, but he took the time to listen to me and help me out. Thanks Daniel.
Mumatz Ismail
We have done Kimberly for the last few years while she assisted us with my husband’s medicare plan.
I have always known Kimberly to be professional kind, patient, Professional and on top of things.
Sadly my husband has passed but I plan to use Kimberly for future assistance and guidance When I’m ready to cross that bridge myself.
I wish Kimberly the best in all her goals and future endeavors🙏🙏
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